Originally Posted by
eng1irons
We're tier 3. Overtime is capped (basically excluded) from the defined benefit upon retirement. Must do 22.5 years, 25 (or defer payments till 25) if you want full COLA. Pension is reduced by social security as mentioned.
But, the worst of the changes come with injuries/line of duty deaths. There's basically no more disability pensions, if you get hurt (and it has to be over 5 years on I believe), you only get 40-something % of your pension, minus social security disability payments. Which, is obviously a huge drop from the 75% with it. God forbid you are killed in the line of duty, your family only gets a few years of salary. It's a disgrace.