1. #1
    Forum Member

    Join Date
    Aug 2011

    Default Tough Economic Times

    Hi. I am a Volunteer Firefighter(5yrs) in a small town in Vermont. My family and I have hit a rough patch, namely, my wife lost her job of 10 yrs. As we try to get through this, I was wondering if there are services available to Firefighters, First Responders, EMT's, etc. to assist in these types of situations. I am sure we are not the only ones suffering. I don't want to lose our home and I am working myself as much as possible to make up for the loss of income. I can only keep up this pace for so long; and my wife is actively persuing job leads. If anyone has been through this, is going through this and knows of any services available, helpful tips, pitfalls to avoid, they would be most welcome. Thank you in advance, keep the faith

  2. #2
    Back In Black
    ChiefKN's Avatar
    Join Date
    Feb 2003
    The Nice Part of New Jersey


    No, there is nothing that I'm aware of.

    Locally, my FD is part of a "benefit association" that can provide help to our guys. We do fundraising and have the Township contribute. It's mostly about death benefits, etc. However, we have provided money for guys who have run into financial troubles. But it wouldn't be enough to keep you from losing a house....
    Last edited by ChiefKN; 08-19-2011 at 01:26 PM.
    I am now a past chief and the views, opinions, and comments are mine and mine alone. I do not speak for any department or in any official capacity. Although, they would be smart to listen to me.

    "The last thing I want to do is hurt you. But it's still on the list."

    "When tempted to fight fire with fire, remember that the Fire Department usually uses water."

  3. #3
    55 Years & Still Rolling
    hwoods's Avatar
    Join Date
    Jun 2002
    Glenn Dale Md, Heart of the P.G. County Fire Belt....

    Post And............

    I'm sorry to hear of your situation, and I'd help if I could, but we're all having a bad day right now. You asked about Pitfalls to avoid, and here's something from this area. There is a lot of Fraud right now in the area of "saving your Home" and/or "protecting your investment" etc....... Someone comes along and offers you a re-structured mortgage where you will pay less each month, and it looks good. Problems start after a few months when the Interest rate suddenly skyrockets way beyond what you were paying under the old agreement. You end up losing your home anyway, and you get less out of the end deal because you contributed less equity in the new plan........

    Just one example, there's a lot of stuff like that out there......
    Never use Force! Get a Bigger Hammer.
    In memory of
    Chief Earle W. Woods, 1912 - 1997
    Asst. Chief John R. Woods Sr. 1937 - 2006

    IACOJ Budget Analyst

    I Refuse to be a Spectator. If I come to the Game, I'm Playing.


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