NY mandates coverage (VFBL), but it's up to municipalities to provide it. Our county is "self-insured" for comp - as I understand it, the cost of a comp claim comes back to the township in question.
VFBL does specifically cover assisting other departments, whether dispatched or not.
The self-insured aspect spreads the cost out, but an extended claim could tax a township's resources.
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05-12-2013, 07:51 PM #21Opinions my own. Standard disclaimers apply.
Everyone goes home. Safety begins with you.
05-14-2013, 10:23 AM #22
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Note well that this is NOT exclusively a volunteer issue. Though as pointed out, the larger municipalities with non-volly departments (like Scranton as mentioned) can typically self-insure.
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