After the grief following a disaster comes the reality of insurance claims and a public left in the lurch.

The public deserves access to their fundamental insurance claim rights and the rules that tell how quickly and how fairly their insurance company should respond. However, policyholders will seek that information only if they are told it exists.

Ask yourself if you have been provided with such information, and then imagine having to file claims after a disaster without it. If you are interested to receive this information gratis, send an email to and an autoresponder will send it to you.

"Every eight minutes a disaster strikes." --American Red Cross