Thread: Carry Extra Insurance?
01-08-2001, 04:10 PM #1sohardyFirehouse.com Guest
Carry Extra Insurance?
Does anyone carry extra insurance in case of an accident in which you may be sued? I am about to make Operator(engineer) and have heard that extra insurance may be a good idea. Who sells such coverage and is it expensive? Thanks.
01-11-2001, 04:05 PM #2benson911Firehouse.com Guest
My philosophy has always been, the more you have, the more they want to sue you. Therefore, if you have 1 mil in liability coverage, they'll sue you for 1 mil; if you have 5 mil, they'll sue for 5 mil.
Suing a fireman is not a lucrative idea, suing the city or county, or the Doctor with a lot of money will net a lot more.
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