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  1. #1
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    Default accident benefits?

    I gotta ask a question that's been bothering me lately. What do other depts. offer their "employees", namely volunteer or POC, in case they get injured on the job? I know there's workers comp, but in the case of a lot of us, me included, that are self employed, if we can't work, we don't make any money. Our dept. has a rather meaningless accident policy that wouldn't even make a car payment if somebody got laid up for a while. Do other depts. do any better?
    Jack Boczek, Chief
    Ashley Community Fire Protection District

    FLATLANDERS FOREVER!


  2. #2
    Forum Member Weruj1's Avatar
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    Default

    Unfortunantley we do not..........all we offer is Workers Comp and I do have some additonal disablity insurance I purchased from work.
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  3. #3
    MembersZone Subscriber jaybird210's Avatar
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    Default

    Jack, we only offer worker's comp, also. But my understanding is that our WC pays your wages if you're laid up, same as your FT employer would. Something worth checking into, that's for sure.....
    Omnis Cedo Domus

    www.hinckleyfd.org

  4. #4
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    Default

    Originally posted by jaybird210
    WC pays your wages if you're laid up, same as your FT employer would.
    You're probably right but if you're self employed, it's pretty hard to get WC to pay much of anything. I don't know that personally, but I've heard stories about it. Kind of got me worried.
    Jack Boczek, Chief
    Ashley Community Fire Protection District

    FLATLANDERS FOREVER!

  5. #5
    MembersZone Subscriber jaybird210's Avatar
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    Default

    Jack, I can see where that would be a problem. The WC insurance carrier would probably make you do a boat-load of documenting your income, i.e. where it comes from, how seasonal is it, how consistant is it, etc., etc., etc. What a pain in the arse. Get them tightwads to hire you full time.
    Omnis Cedo Domus

    www.hinckleyfd.org

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