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  1. #1
    Forum Member DrInferno's Avatar
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    Default Buying Fire Services?

    I have heard the old days stories where if you weren't covered by a fire insurance company that the fire department had no obligation to perform any firefighting operations. Now here's the question does this happen in the U.S. today?


  2. #2
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    In a way. We have a 10 square mile fire district, but we are the primary fire response for 1,025 square miles. We will NOT leave the district uncovered, so there may be times that we will not respond outside the district.

    After all, it's not our emergency. We do the best we can with the people and equipment we have.

  3. #3
    Forum Member DennisTheMenace's Avatar
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    Default

    Originally posted by Sleuth
    In a way. We have a 10 square mile fire district, but we are the primary fire response for 1,025 square miles. We will NOT leave the district uncovered, so there may be times that we will not respond outside the district.

    After all, it's not our emergency. We do the best we can with the people and equipment we have.
    But you cover ENERYONE in your district, you don't drive by burning houses that do not have your "mark" outside.
    Be for Peace, but don't be for the Enemy!
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    Learn from the mistakes of others; you won't live long enough to make them all yourself.

    Quote Originally Posted by nyckftbl View Post
    LOL....dont you people have anything else to do besides b*tch about our b*tching?

  4. #4
    Forum Member Dave1983's Avatar
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    I would hope it no longer happens here, but anything is possible.
    Fire Marshal/Safety Officer

    IAAI-NFPA-IAFC/VCOS-Retired IAFF

    "No his mind is not for rent, to any god or government"
    RUSH-Tom Sawyer

    Success is when skill meets opportunity
    Failure is when fantasy meets reality

  5. #5
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    Default

    Can't imagine that.

  6. #6
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    We cover everyone in our district. We cover everyone outside our district provided equipment/personell are available. We do not discriminate - if it's burning, we will make every effort to get there and put it out. But we cannot let a house in our district burn, because we are all 40 miles away at an out 0f district call.

  7. #7
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    I don't know if it still happens today, but not that many years ago .... and I'm talking 5 years .. there were departments that would not extingush a fire unless you were a "subscriber" and made a yearly contribution to the fire department. They would respond and protect the property of a subscriber if it became threatened. These were usually agencies in very rural areas who's only source of funding was donations by the subscribers, and they felt that if they did extingush fires of non-subscribers, nobody would end up paying. Maybe no the best way to run a fire department, but you need funding to operate and it was, and still may be, a method used if there are no other options by some communties.

  8. #8
    Forum Member DrInferno's Avatar
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    LaFireEducator thats the kind of story that provoked my question. So if the fire department does not provide any service what would stop the home owner's insurance company from sueing the fire department for negligence?

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