Joseph W. Fratantaro is a Community Hazard Mitigation manager at ISO, a member of the Verisk Insurance Solutions Underwriting Group at Verisk Analytics. He has been with ISO for 18 years and was a principal member of the Fire Suppression Rating Schedule (FSRS) revision team. He has 36 years’ experience in emergency services and was the fire training coordinator for the Bucks County, PA, Emergency Services Training Center. He is a certified Fire Service Instructor and Fire Company Officer.