The three cops - Richard Colucci, Niklas Locke and Orlando Celis, all from the 114th Precinct - banged on doors to warn residents, some still asleep while their home in Astoria was ablaze.
Colucci was credited with rescuing 60-year-old Giovanna Salamone, who was trapped in her smoke-filled apartment in the adjoining building where the blaze spread.
Police said Colucci broke down her door, scooped the woman up in his arms and carried her down a flight of stairs in the blinding smoke.
The fire erupted shortly before 6:30 a.m., when Colucci and partner Locke spotted flames shooting from the roof of 2912 Hoyt Ave. South.
After calling for backup, the two cops broke down the front door and began systematically banging on doors.
Celis arrived and joined in, taking second-floor tenant Reyna Monral, 38, to safety. She suffered smoke inhalation.
Firefighter Michael Sorro dragged an unconscious Celestina Espinoza-Soto, 19, from the third floor into the arms of another firefighter waiting in a cherry-picker.
The firefighters' injuries were all minor.